A short-term loan from Mothego bridges a tight month without the trap. You always know the exact rand you will repay, and the date, before you sign. Nothing more.
Every quote shows your exact repayment figure and date up front. Fees stay within the National Credit Act caps, and each loan rests on a real affordability check.
One simple product, built for a real need: a small amount to carry you to payday, priced fairly and shown in full before you commit.
Borrow only what suits you. Approved for R3 000 but need less? Take less. The choice stays yours.
A single repayment after 30 days. No rolling balances by surprise, no compounding maze. One date, one figure.
Interest, initiation and service fees are shown in rands before you sign. Within the law's caps, every time.
Fast where it should be fast, careful where it matters. Here is the whole journey.
Message us on WhatsApp or call. Tell us how much you need and a little about your income.
We check what you can comfortably repay. Every yes rests on real numbers, so the loan fits your life.
You get your exact quote: the rand you repay and the date. Sign securely from your own phone.
Once signed, funds are paid to your account. Same-day simplicity, no queues, no drama.
Plenty of lenders are fast. We pair that speed with total cost clarity and plain respect. That is the whole point.
We move quickly, but you always know the exact rand you will repay, and the date, before you sign. Fast is never a reason to be vague.
Every customer is treated as a capable adult, with privacy and respect, whether you borrow R500 or R8 000.
We charge within the law's caps, every time, and we show the full cost up front. No hidden fees, no penalty traps.
We give you the numbers and the choice. The loan is a tool you command, not a debt that owns you.
Every yes rests on a real affordability check. We only lend what you can actually carry.
Struggling to pay on time? Call us before the date and we will work it out. There is always a way forward.
Before a cent changes hands, you see your repayment in full: interest, initiation and service fees, added up in rands, with the exact date. If a figure is not on your quote, you do not pay it.
Any adult in South Africa with a verifiable income who passes our affordability check. You will need your ID and proof of income. We do not lend more than you can comfortably repay.
Loans run from R500 to R8 000. Your approved amount depends on your affordability assessment, and you are always free to take less than you are offered.
Your cost is made up of interest plus an initiation fee and a service fee, all charged within the National Credit Act caps. We add it up in rands and show you the full repayment figure and date before you sign. Nothing is hidden.
It is a short-term loan with a single repayment 30 days after your loan starts. Your exact due date is on your agreement.
Yes. Mothego Finance (Pty) Ltd is a registered credit provider with the National Credit Regulator, NCRCP18618, company registration 2020/098741/07. We lend responsibly and within the law.
Talk to us before your due date. We would far rather find a workable way forward with you than let it become a problem. Call or message us and we will help.
Message us on WhatsApp for the quickest reply, or send an email. Tell us how much you need and we will take it from there, with your exact quote up front.
